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    • Home
    • Purchase
    • Refinance
    • Homes for Heroes
    • Mortgage Calculator
    • Meet the team
    • Book Your Appointment Now
  • Home
  • Purchase
  • Refinance
  • Homes for Heroes
  • Mortgage Calculator
  • Meet the team
  • Book Your Appointment Now

Residential Mortgage Loan Officer

Maria Cantu Gonzales

With over 23 years of experience in Mortgage Lending and Real Estate Investments, Maria understands how to get you to the closing table. The process of purchasing or refinancing is complexed in each stage. Maria is experienced in all stages of the loan process.  


Maria saw what a special moment purchasing a home truly was at a young age. She decided to start her career in the mortgage industry in 2000 at just 20 years old! She excelled in the industry, always ranking in the top five. She unlocked her true passion at this point and not only became a Residential Mortgage Loan Officer, but also a home investor! In addition to working in the mortgage industry she also worked with Wells Fargo Treasury from 2008-2016. This gave her a unique insight into business owners. Allowing her to be able to assist self employed borrowers more strategically. In 2020 she became a Homes for Heroes Representative. She has a true passion to give back to our community heroes. In 2014 she co-founded The Mila Foundation in honor of her daughter Mila Maria Gonzales. 


Some people might feel a burnout in their career 20 years in, but Maria can honestly say she love what she does each and every day. She thrives on keeping homebuyers happy and excited for their next big adventure! Please feel free to contact Maria with any and all questions that you may have when it comes to the mortgage loan process. We look forward to hearing from you!


aka Mortgage Maria

NMLS#1964020

(832) 620-7112 Direct   

Maria@MortgageMastersOfTexas.com

Michael Gonzales

Michael Gonzales is a Residential Mortgage Loan Officer with Mortgage Masters of Texas. Michael is responsible for originating loans, assisting homebuyers navigate the loan application process, and educating agents, builders, and homebuyers on available products and programs.


As a seasoned professional with more than 25 years of Leadership, management, customer service, and sales experience, Michael is known for maximizing operational excellence. Michael is highly collaborative in developing and implementing systems and practices, providing development strategy and solutions while mobilizing teams to maximize results. He learned at an early age that passionate leaders are outstanding communicators. They listen with intent to genuinely understand, rather than to advance their own agenda. Michael strives to do that within the mortgage industry. Being responsive and maintaining regular communication during the loan process is key. Michael understands that and ensures his customers understand the borrowing process and keeps them in-the-know regarding next steps and timelines. In 2014, Michael co-founded the Mila Foundation in honor of his daughter Mila Maria Gonzales. Michael obtained his PMP certification in 2018. PMP certification is the gold standard in project management. He has led several projects across such firms as Aon, Alight, and Univar Solutions. 


Michael is excited to be a part of Mortgage Masters of Texas and thrives to find the best option for his homebuyers. Feel free to contact him with all questions you may have regarding the loan process.


aka Mortgage Mike

NMLS#2241521

(832) 620-7181 Direct   

Mike@MortgageMastersOfTexas.com

Joycelynn Kovach

Executive Assistant 

Joycelynn@MortgageMastersOfTexas.com

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Purchasing or refinancing a home can be intimating. With the proper guidance this process can be a beautiful road. We want to be your guide. Book a one-on-one consultation today.  

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Mortgage Masters of Texas

Copyright © 2022 Mortgage Maria Texas - All Rights Reserved dba Commonwealth Mortgage of Texas, LP

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV